I like planning things and stick to the plan. Seeing myself accomplished the goals one by one will give me a great sense of satisfaction. Without goals, i will get lost / getting lazy / do meaningless things. After a while, i will think back and blame myself for wasting time.
Just created a file called 'XXX Financial Statement" in my computer. Of cos it's not a professional statement with balance sheet, Profit & Loss A/C......just a record of my income & expenses. At least i know where my money goes and start to do some savings. This is the 2nd time i try to do it, my previous try was 3 years ago. I hope i can keep up with it this time :)
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